Coverage Area

*Business services offered in Dutchess, Orange, Putnam, Rockland, Sullivan, Ulster & Westchester counties*

Please provide the complete address of the closing location for an accurate service quote. There is always likelihood that I may have another booking in the same area. Rates are then calculated between appointment sites; to your vantage point on those occasions. Office centrally based in Newburgh, N.Y., Orange County; preferred rates for closings in or near office base! This map is a nifty reference point but may not list your closing locale. If the town or city you need coverage in is within the seven counties listed above, it is doable. I ask for your indulgence in designating travel time to your client's location. Since Hurricane Irene and the 10-29-11 snowstorm in the area, present day 2012, there are still road closures and subsequent detours. Kindly take this into consideration when earmarking travel time. I look forward to being of service to you and your clients. As always, my business services are guaranteed efficient, professional and fastidious. Book closing coverage now and provide your clients with the experienced advantage they deserve!

※ Field Service Audit Inspections ※ Real Estate Loan Closings ※ Notarial Acknowledgements ※

It's best to phone to obtain live information of time slot availability. Calendar modifications have potential to occur several times throughout the day -- accommodations can generally be made to suit requests due to a revolving door of reschedules and adjournments.

Based in Orange County daily. Appointments booked in 7 Hudson Valley counties in New York with a broad zip code expanse. For assistance in covering your mortgage closing needs, call today!

Extended hours for final week of funding with emphasis on the fated Crunch Day for loan closings. Booking the desired time slot as early as possible for your client is strongly recommended at all times but especially during the busy EOM period. Coverage cannot be bound or appointed without a written closing confirmation. Please email complete client information right away to uphold your closing request.

Real estate closings performed in New York counties of Dutchess, Orange, Putnam, Rockland, Sullivan, Ulster and Westchester.

Field Services in Orange, Dutchess and Ulster counties.

Notarial Acknowledgments are done in Orange County.

The following Crunch Day calculations exclude holidays with Saturday inclusion. Information herein deemed reliable but is not guaranteed. The list is offered for general purposes only and is not intended to be a definitive source. Kindly consult with the respective lender for substantiation of rescission and funding dates. Thank you.

Thirty days has September,
April, June, and November;
All the rest have thirty-one,
But February, which is fun:
With twenty-eight, it does just fine
'Til Leap Year makes it twenty-nine!

Feb 29, 2012 Funding	24th - Fri - final day to close
Mar 30, 2012 Funding*	26th - Mon - final day to close 27th - Tues if Saturday the 31st is used for funding
Apr 30, 2012 Funding	25th - Wed - final day to close
May 31, 2012 Funding	26th - Sat - final day to close
Jun 29, 2012 Funding*	25th - Mon - final day to close 26th - Tues if Saturday the 30th is used for funding
Jul 31, 2012 Funding	26th - Thurs - final day to close
Aug 31, 2012 Funding	27th - Mon - final day to close
Sept 28, 2012 Funding*	24th - Mon - final day to close 25th - Tues - if Saturday the 29th is used for funding
Oct 31, 2012 Funding	26th - Fri - final day to close
Nov 30, 2012 Funding	26th - Mon - final day to close
Dec 31, 2012 Funding	26th - Tues - final day to close

2012 Federal Holidays

Federal law (5 U.S.C. 6103) establishes the following public holidays for Federal employees. Please note that most Federal employees work on a Monday through Friday schedule. For these employees, when a holiday falls on a nonworkday -- Saturday or Sunday -- the holiday usually is observed on Monday (if the holiday falls on Sunday) or Friday (if the holiday falls on Saturday).

* January 1, 2012 (the legal public holiday for New Year's Day), falls on a Sunday. For most Federal employees, Monday, January 2, will be treated as a holiday for pay and leave purposes. (See section 3(a) of Executive order 11582, February 11, 1971.)

** This holiday is designated as "Washington's Birthday" in section 6103(a) of title 5 of the United States Code, which is the law that specifies holidays for Federal employees. Though other institutions such as state and local governments and private businesses may use other names, it is our policy to always refer to holidays by the names designated in the law.

*** November 11, 2012 (the legal public holiday for Veterans Day), falls on a Sunday. For most Federal employees, Monday, November 12, will be treated as a holiday for pay and leave purposes. (See section 3(a) of Executive order 11582, February 11, 1971.)

http://www.opm.gov/operating_status_schedules/fedhol/2012.asp

How Time Flies

Tick-tick-tick the clock moves
Sixty times and it’s a minute
A little while and it’s another hour
And soon dusk approaches
Night, then a new day
Few hours ago
Now termed yesterday
And before you know it
The year is gone
Sweet memories
Flashing through the mind
Like it happened
Few seconds past
But lo'
That was some years back
Surprised
How seconds turn minutes
Minutes turn hours
Hours turn days
Days turn weeks
Weeks turn months
And you have a year
Oh how time flies

-Stewart Gideon

Her name is Leilani. She generally follows your cursor or mouse - by clicking, you will feed her. She's industrious, helpful in diffusing stress & too cute for words. Get acquainted with Leilani; you'll be glad you did. Leave room for fun throughout the day! 8-)

"Don't take everything in life too seriously. Nobody gets out alive anyways."

Tel: 914-204-0959 | Fax: 914-219-1064

Natacha Joseph, S.C.O.

Certified Signing Agent

2012 Federal Holidays